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Move Money Between
eWallets Instantly Reliably Securly

Account-to-account (A2A) payment in real-time.

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What is Instant Payment?

Instant Payments means paying or receiving payments instantly. Instantly means within a few seconds, anytime, 24/7/365 days a year. Instant Payments are also known as 'immediate payments' and 'real-time payments'. It is the ability to move funds instantly, clearing the transaction and crediting the payee's account with confirmation to the payer within seconds of payment initiation, between people, businesses and government authorities.

How can Instant Payments help your business?

The payment industry is moving at a rapid pace. E-commerce, goods and services are traded every second of every day. Payment providers all around the world need to stay ahead of the curve to:

Demands

Faster Payments & Collections. Meet customer's demands and expectations.

Growth

Boost business growth by offering holistic payment solutions 24/7/365.

Future

Join our schemes to facilitate instant transactions for future.

Competitiveness

Keep a competitive edge by improving transaction speed.

Modern payment instruments for
eMoney industry

The WalletsNet® Payments Platform provides world-leading capability for payments today and in the future.

Real time


Real-time clearing and settlement for domestic or international payments.

Always on


The WalletsNet® operates 24 hours a day, 7 days a week, 365 days a year.

ISO standard


Use ISO 20022 financial messaging data standards to facilitate across applications.

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Key Features of WalletsNet®

Payment systems around the world are changing fundamentally to meet a growing demand for immediate payments and increasingly digital solutions. Instant Payments are set to drive the most significant transformation in the global payment landscape, as customers are expecting convenience and security as well as rapid, instantaneous processing of all their transactions. Instant Payments are the new normal.

ISO 20022 Native Services

Employs data and message models based on ISO 20022 standards helping you drive payments modernization and innovation, greater levels of automation and global messaging consistency

Cloud-Native, Built for Scale

Built on leading cloud services, We provides you with security and scalability that’s always available. Our cloud-native architecture is built for speed, responsiveness, and reliability and provides you with a strong foundation for innovation.

Real-Time Payments

Instant Payment Service is available as a managed service, which provides operational efficiencies and helps to unlock a future of growth and opportunity.

Ease of Integration

Our flexible framework delivers simple and fast integration with eWallet, digital wallet and other payment institution.

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Benefits of WalletsNet®

Our platform builds on a modern and agile architecture and an extremely efficient and highly scalable millisecond instant core. Our ability to deliver real-time clearing services with an open API architecture permits easy customer delivery of services in a trusted environment.

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Availability

Instant payments is available ANYTIME (24 hours a day, 365 days a year)

Speed

Immediate payment in the account only takes a few seconds.

Security

Combat financial crime with a secure gateway, and network-level fraud and AML solutions.

Turnkey solutions

Open APIs and microservices based architecture provides better experiences.

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How it works?

Transactions settle immediately and funds are instantly accessible, compared to traditional ACH systems that require longer.

Get Started

Pay or receive money in real time.

Message
Specifications

Learn the structure and content of each message type that is supported.

API
Reference

Explore how to use RESTful API for interacting with the FX settlement network.

Developers
Blog

Read news and insights for developers building on top of WalletsNet®.

Community
Support

Get answers to your questions by reaching out to the WalletsNet® community.